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Home»Government Schemes»Ayushman Bharat Yojana (PMJAY) 2025
Government Schemes

Ayushman Bharat Yojana (PMJAY) 2025

Sahu mohanBy Sahu mohan13/08/2025Updated:15/08/2025No Comments3 Mins Read2 Views
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Ayushman Bharat Yojana (PMJAY) 2025 – Comprehensive Guide

Ayushman Bharat Yojana, officially known as Pradhan Mantri Jan Arogya Yojana (PMJAY), is India’s flagship health assurance scheme aimed at providing free healthcare services to economically vulnerable families. Launched in 2018, this scheme has been instrumental in reducing out-of-pocket healthcare expenses and improving access to quality medical services across the country.

Quick Facts

Scheme Name Ayushman Bharat Yojana (PMJAY)
Launched On 23rd September 2018
Annual Health Cover ₹5 Lakh per family
Target Beneficiaries Approximately 10 crore families (50 crore individuals)
Implementation Mode Cashless and paperless at empanelled hospitals
Official Website pmjay.gov.in

Eligibility Criteria

Eligibility for PMJAY is determined based on the Socio-Economic Caste Census (SECC) 2011 data. The following households are eligible:

  • Rural Areas: Families living in kuchha houses, landless households, households with no adult male members aged 16-59 years, and those dependent on manual casual labor.
  • Urban Areas: Households engaged in occupations such as rag-pickers, domestic workers, and those working in hazardous conditions.

Additionally, the scheme has been expanded to include all citizens aged 70 years and above, irrespective of their socio-economic status. :contentReference[oaicite:1]{index=1}

Benefits of PMJAY

PMJAY offers comprehensive healthcare coverage, including:

  • Hospitalization Costs: Covers expenses for hospitalization, surgeries, and other medical treatments up to ₹5 lakh per family per year.
  • Pre and Post-Hospitalization: Includes expenses for diagnostics, medicines, and follow-up care.
  • Wide Coverage: Encompasses over 1,350 medical procedures across various specialties such as cardiology, oncology, and orthopedics. :contentReference[oaicite:2]{index=2}
  • Cashless Treatment: Beneficiaries can avail of cashless treatment at any empanelled public or private hospital.

How to Apply for Ayushman Bharat Card

Beneficiaries can apply for the Ayushman Bharat card through the following methods:

  1. Online: Visit the official PMJAY website and use the ‘Am I Eligible’ tool to check eligibility and apply online.
  2. Offline: Visit the nearest Common Service Centre (CSC) or empanelled hospital with your Aadhaar card and other required documents for assistance in registration. :contentReference[oaicite:3]{index=3}

Documents Required

  • Aadhaar Card
  • Ration Card
  • Income Certificate
  • Caste Certificate (if applicable)
  • Mobile Number

Frequently Asked Questions (FAQs)

Q1: Is there an age limit for beneficiaries?

A1: Initially, the scheme targeted families based on SECC 2011 data. However, as of October 2024, the government expanded coverage to include all citizens aged 70 years and above, irrespective of their socio-economic status. :contentReference[oaicite:4]{index=4}

Q2: Can I avail of treatment in any hospital?

A2: Beneficiaries can avail of treatment at any empanelled public or private hospital under the scheme. A list of empanelled hospitals is available on the official PMJAY website. :contentReference[oaicite:5]{index=5}

Q3: How can I check the status of my application?

A3: You can check the status of your application by visiting the official PMJAY website and using the ‘Beneficiary Status’ option. :contentReference[oaicite:6]{index=6}

Q4: What should I do if my name is not found in the beneficiary list?

A4: If your name is not found, you can visit the nearest Common Service Centre (CSC) or empanelled hospital for assistance. They will guide you through the process of updating your details or resolving any issues. :contentReference[oaicite:7]{index=7}

Disclaimer: This article is for informational purposes only. For official rules, eligibility, latest benefit amounts, and deadlines, always refer to the official PMJAY portal.© 2025 All Citizen News

Ayushman Bharat Health Scheme Ayushman Bharat Yojana Health Insurance Scheme India PMJAY 2025
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Sahu mohan
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