Ayushman Bharat Yojana (PMJAY) 2025 – Comprehensive Guide
Quick Facts
Scheme Name | Ayushman Bharat Yojana (PMJAY) |
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Launched On | 23rd September 2018 |
Annual Health Cover | ₹5 Lakh per family |
Target Beneficiaries | Approximately 10 crore families (50 crore individuals) |
Implementation Mode | Cashless and paperless at empanelled hospitals |
Official Website | pmjay.gov.in |
Eligibility Criteria
Eligibility for PMJAY is determined based on the Socio-Economic Caste Census (SECC) 2011 data. The following households are eligible:
- Rural Areas: Families living in kuchha houses, landless households, households with no adult male members aged 16-59 years, and those dependent on manual casual labor.
- Urban Areas: Households engaged in occupations such as rag-pickers, domestic workers, and those working in hazardous conditions.
Additionally, the scheme has been expanded to include all citizens aged 70 years and above, irrespective of their socio-economic status. :contentReference[oaicite:1]{index=1}
Benefits of PMJAY
PMJAY offers comprehensive healthcare coverage, including:
- Hospitalization Costs: Covers expenses for hospitalization, surgeries, and other medical treatments up to ₹5 lakh per family per year.
- Pre and Post-Hospitalization: Includes expenses for diagnostics, medicines, and follow-up care.
- Wide Coverage: Encompasses over 1,350 medical procedures across various specialties such as cardiology, oncology, and orthopedics. :contentReference[oaicite:2]{index=2}
- Cashless Treatment: Beneficiaries can avail of cashless treatment at any empanelled public or private hospital.
How to Apply for Ayushman Bharat Card
Beneficiaries can apply for the Ayushman Bharat card through the following methods:
- Online: Visit the official PMJAY website and use the ‘Am I Eligible’ tool to check eligibility and apply online.
- Offline: Visit the nearest Common Service Centre (CSC) or empanelled hospital with your Aadhaar card and other required documents for assistance in registration. :contentReference[oaicite:3]{index=3}
Documents Required
- Aadhaar Card
- Ration Card
- Income Certificate
- Caste Certificate (if applicable)
- Mobile Number
Frequently Asked Questions (FAQs)
Q1: Is there an age limit for beneficiaries?
A1: Initially, the scheme targeted families based on SECC 2011 data. However, as of October 2024, the government expanded coverage to include all citizens aged 70 years and above, irrespective of their socio-economic status. :contentReference[oaicite:4]{index=4}
Q2: Can I avail of treatment in any hospital?
A2: Beneficiaries can avail of treatment at any empanelled public or private hospital under the scheme. A list of empanelled hospitals is available on the official PMJAY website. :contentReference[oaicite:5]{index=5}
Q3: How can I check the status of my application?
A3: You can check the status of your application by visiting the official PMJAY website and using the ‘Beneficiary Status’ option. :contentReference[oaicite:6]{index=6}
Q4: What should I do if my name is not found in the beneficiary list?
A4: If your name is not found, you can visit the nearest Common Service Centre (CSC) or empanelled hospital for assistance. They will guide you through the process of updating your details or resolving any issues. :contentReference[oaicite:7]{index=7}